Agents Can't Pay.
We Fixed That.

Your AI agent can browse the internet, compare prices, fill out forms, and navigate checkout flows. Then it hits the payment field and stops.

Every agent builder has hit this wall. The entire agentic economy stalls at the same place: the credit card input.

RACKS fixes this. One API call issues a single-use Visa card for the exact amount your agent needs. The agent pays. The card self-destructs. No lingering credentials, no overcharge risk, no shared corporate cards.

What RACKS actually is

We're not a wallet. We're not a crypto gateway. We're the control plane that sits between your agent and the financial system.

You set the rules — per-agent budgets, merchant restrictions, spending limits. RACKS enforces them in real time at the moment of authorization, before a single dollar moves. If an agent gets prompt-injected or a merchant attempts a force-post capture, the system blocks it by design.

Under the hood, every transaction feeds a Bayesian intelligence engine that maps merchant checkout defenses across the entire platform. Anti-bot systems, CAPTCHA configurations, 3D Secure challenge rates — all scored and updated in real time. Your agents don't just get cards. They get the knowledge of every checkout that came before them.

How it works

from racks import Racks

client = Racks(api_key="your_key")
card = client.cards.create(amount=49.99, currency="usd")
# card.number, card.exp, card.cvc — ready to use
# transaction completes → card burns automatically

Four lines. Works with any agent framework — Claude MCP, ChatGPT, Browser-use, OpenClaw, LangChain, or raw REST. No vendor lock-in.

Why now

The agent frameworks are ready. Browser-use has 60K+ GitHub stars. Browser-base has 20K+ GitHub stars. OpenClaw is pushing past 200K. Developers are building agents that can do everything except spend. The consensus is forming. The missing piece is the payment layer.

That's what we built.